Why Horizon
Payment economics built for businesses
Direct account-to-account payments help you keep more revenue and receive funds faster.
0.5%
Transaction Fees
Lower payment costs
70%
Fee Savings
Compared with cards
Seconds
Settlement
Faster cash flow
Zero
Chargebacks
Bank-to-bank payments
Features
Direct bank payments with a simple QR code
Horizon connects customers to their banking apps so businesses can accept account-to-account payments with lower fees and faster settlement.
QR checkout for bank payments
Customers scan a QR code, confirm in their bank app, and your business receives funds directly.
Card Fees
Horizon Fee
Settlement
Instant settlement
Funds arrive within seconds so cash flow is not tied up in card-network delays.
Bank-level security
Customers approve payments in their own banking app without sharing sensitive card data.
Mobile-ready payment flow
A clean Pay by Bank experience for retail checkout, e-commerce, and service invoices.
Built for your business
Whether you run a retail store or service business, accept payments with lower fees and faster settlement.
Horizon lets customers pay directly from their bank accounts using a simple QR code scan.
Pay by Bank connects customers to their banking apps for account-to-account payments.
Direct bank-to-bank transfers bypass traditional card networks and help lower transaction costs.
Horizon lets customers pay directly from their bank accounts using a simple QR code scan.
Pay by Bank connects customers to their banking apps for account-to-account payments.
Direct bank-to-bank transfers bypass traditional card networks and help lower transaction costs.
Retail and e-commerce businesses can use one QR code for instant checkout.
Service businesses can generate QR codes for invoices and improve cash flow with faster payments.
Payments are approved through customers' bank apps without sharing sensitive card data.
Retail and e-commerce businesses can use one QR code for instant checkout.
Service businesses can generate QR codes for invoices and improve cash flow with faster payments.
Payments are approved through customers' bank apps without sharing sensitive card data.
Funds arrive within seconds, helping businesses keep more control over daily cash flow.
Account-to-account payments significantly reduce chargeback risk for businesses.
Horizon offers a 14-day free trial so businesses can experience Pay by Bank without an initial commitment.
Funds arrive within seconds, helping businesses keep more control over daily cash flow.
Account-to-account payments significantly reduce chargeback risk for businesses.
Horizon offers a 14-day free trial so businesses can experience Pay by Bank without an initial commitment.